Terms & Conditions

Terms and Conditions

Introduction

Welcome to RJ Invest. These Terms and Conditions (“Terms”) govern your use of our website RJ Invest and any affiliated websites, mobile applications, or services (collectively, the “Services”). By accessing or using our Services, you agree to be bound by these Terms. If you do not agree with any part of these Terms, you must not access or use the Services.

Use of Services

Eligibility: You must be at least 18 years old to use our Services. By using our Services, you represent and warrant that you meet this eligibility requirement.

Account Registration: To access certain features of the Services, you may need to register for an account. You agree to provide accurate and complete information during the registration process and to update such information as necessary. You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account.

Insurance Products and Services

General: RJ Invest provides insurance products and services. The availability of these products and services may vary based on your location and other factors.

No Guarantee: We do not guarantee the availability, suitability, or coverage of any insurance product or service for your specific needs.

Payments

Pricing: The pricing for our insurance products and services is subject to change without notice. We reserve the right to modify or discontinue any product or service at any time.

Payment Terms: Payment terms for insurance products and services will be provided at the time of purchase. You agree to pay all charges and fees incurred in connection with your purchase.

Intellectual Property

Ownership: All content, trademarks, service marks, logos, and other intellectual property displayed on the Services are the property of RJ Invest or its licensors.

Restrictions: You may not copy, reproduce, distribute, or create derivative works from any content or intellectual property on the Services without our prior written consent.

Disclaimer of Warranties

As-Is Basis: The Services are provided on an “as-is” and “as-available” basis. We disclaim all warranties of any kind, whether express or implied, including but not limited to the implied warranties of merchantability, fitness for a particular purpose, and non-infringement.

Limitation of Liability

Exclusion of Damages: To the maximum extent permitted by applicable law, RJ Invest shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, whether incurred directly or indirectly, or any loss of data, use, goodwill, or other intangible losses, resulting from (i) your use or inability to use the Services; (ii) any unauthorized access to or use of our servers and/or any personal information stored therein; (iii) any interruption or cessation of transmission to or from the Services; (iv) any bugs, viruses, trojan horses, or the like that may be transmitted to or through our Services by any third party; (v) any errors or omissions in any content or for any loss or damage incurred as a result of your use of any content posted, emailed, transmitted, or otherwise made available through the Services; and/or (vi) the defamatory, offensive, or illegal conduct of any third party.

Indemnification

You agree to indemnify, defend, and hold harmless RJ Invest, its officers, directors, employees, and agents, from and against any claims, liabilities, damages, losses, and expenses, including without limitation reasonable legal and accounting fees, arising out of or in any way connected with your access to or use of the Services or your violation of these Terms.

Changes to These Terms

We may modify these Terms at any time. We will notify you of any changes by posting the new Terms on this page. Your continued use of the Services after such changes have been posted constitutes your acceptance of the new Terms.